JD Levens
Articles by JD Levens
December 04, 2009
The internet is a favorable place to locate a reputable lender, and looking online saves you time as well. If you want to be able to make things easy to manage, you are well advised to learn how to prepare for a home loan application.
December 04, 2009
There's a great advantage in this economy is that it's a buyer's market and you can get a lot of house for your dollar. Before you start looking for a home, you will need to put your personal finances in line so that you can get pre-approved for a mortgage.
November 17, 2009
Make sure you understand the new importance of Form 4506-T, and get used to seeing it duplicated while performing the mortgage cycle.
November 17, 2009
Foreclosures in the first nine months of this year are down about 14 percent from the same period the previous year. Banks could work with homeowners to avoid another foreclosure flood.
November 13, 2009
For all the doom and gloom surrounding the housing market, it still generally is profitable to own a house. Home buyer beware, however: Price declines do occur with some regularity.
November 09, 2009
You have to have closed on your household before December 1 in order to receive the tax break. Congress is beginning to talk about extending the program.
November 09, 2009
Experts estimated that nearly one quarter homes with mortgages was worth decreasing than the value of the property at the end of June.
November 05, 2009
Sacramento-area household sales decreased 4 percent in September compared to a month ago — and were 24 percent lower than September 2008.
November 05, 2009
What should we expect in the months ahead? The sudden rise in household prices suggests that the psychology of the market has shifted substantially.
November 02, 2009
Home buyers are usually happy just to get a California home loan. At least one group of borrowers, though, have gotten a break.usually do not get much aide with their mortgage financing.
November 03, 2009
The Federal Reserve reported that as of June 30, 2009 total U.S. debt was $52.8 trillion. Total U.S. debt includes government, corporate and consumer debt. Importantly, however, it does not include a few trillion in "off balance sheet" financing.
October 28, 2009
Even with loan modification programs being offered, the Obama administration's response to the mortgage crisis is not adapting to address the changing nature of the foreclosure crisis, says a report released by a watchdog panel.
October 28, 2009
Lenders are betting that by taking the hit now they can improve their chances of being repaid. New information from bank regulators shows that banks are beginning to lower the principal balances due on home loans for some struggling borrowers, a practice known as a Loan Modification.
October 19, 2009
Learning the ins-and-outs of purchasing a home in California is difficult in the current state of the real estate market. This article runs you through the important facts of home buying and California home mortgages.
October 14, 2009
The U.S. housing market could prolong the recovery of the economy by delaying defaulted home loans. This has been a heated topic of debate over whether it is best for America to deal with millions of foreclosures immediately, or to control the process over several years.
October 14, 2009
The Mysteriously Shifty Mortgage Rate and Housing Market has confused and punished America for over a year now. Isn't it about time we started to gain an understanding of what is to come? This article pulls together the facts about mortgage rates, and the real estate industry.
October 05, 2009
Many are asking if the Obama Administration and Lending institutions are properly handling the mortgage crisis. The ultimate answer thus far has been modifying loans, to lower or defer mortgage payments for homeowners. This article asks the question: Is This Working?