Lin Ennis

Lin Ennis writes with wit and uncanny insight about money, marketing and mortgage reduction. She has twice been nominated for editorial awards because of her ability to consistently deliver what people want to read.

eBooks by the Author

Email Marketer´s Cookbook: Stirring Recipes for Sizzling Campaigns is a 185-page fill-in-the-blank workbook for creating email promotions and follow-ups. $49.95



The Phone Book: Everything you Need to Know About Calling Prospects includes scripts and tone of voice prompting. 66 pages. $28.67

Let your Mortgage Make You Rich! Rules of the Lending Game Exposed. You can use your house to pay off your house; it´s legal and will save you a fortune. 86-page manual. $97.00

In Print

Let your Mortgage Make You Rich! Rules of the Lending Game Exposed. You can use your house to pay off your house; it´s legal and will save you a fortune. 86-page spiral bound manual. $97.00

Visit The Great Mortgage Revolt for free emailed tips on reducing your mortgage without refinancing.

Articles by Lin Ennis

When to Rob a Bank
When to rob a bank? Recent Harry's Law episode investigated a single mom's attempt at banking justice when her home was being foreclosed upon, in spite of the bailouts the bank received!
Is the Recession Good for Marriage?
The economy affects relationships! It may keep you with someone you no longer desire to be with, or prevent you from finding and partnering with your soul mate. One secret others are employing can reduce these difficulties and help you enjoy the relationship of your dreams.
Your Personal Freedom Project
July 4th, Independence Day and Financial Freedom are tied together in this short article, using America's freedom fight as a metaphor for how to succeed financially.
Small Town News
Starting a local newspaper in a small town? Or have questions about online media versus print. Follow one intrepid journalist as she starts her own "paper" in a city divided over issue after issue.
Memorial Day - Remembering What
Is it possible to become debt-free, including your mortgage, in 8-12 years, or is mortgage acceleration a come-on?
Why Use a HELOC to Pay Off Your Mortgage
Using a HELOC to pay off your mortgage sooner...what is this all about? how does it work? is it worth doing? Basic introduction to terminology and concept -- the place to start!
United First Financial – Is it Behind the Times?
United First Financial's Money Merge Account is no longer the only mortgage acceleration game in town. Read about two factors that cost the "pay off your home early" giant business.
Mortgage Acceleration Software – UFirst, Sydney Financial, MMA, and Equity Cycling
Mortgage Acceleration Software: What is it and how does it work? Several companies are mentioned.UFirst, Sydney Financial, MMA, and Equity Cycling
Recycling Your Mortgage Money
Reduce, reuse, recycle...The three R's of modern life are never more appealing than when showing you how to reuse and recycle money -- the most money you'll ever spend (money for your home). The author of Let Your Mortgage Make You Rich! described equity cycling and discusses the need for software.
Money Merge Account Budget Dilemma -- Too Much Bookkeeping?
Which equity cycling program best suits your needs for paying off your home in 1/3 to 1/2 the time? Should you fork over $3500 for detailed reports, or is $97 and a more general timeline your record-keeping style?
Applying for a Home Loan - What to Watch Out For
Key information for first-time home-buyers or home dreamers and looky-loos. Current interest rates are only one consideration in the financing of your dream castle or cabin. Here's more that you need to know.
Why CPAs Are Going Broke (Fritos, Second-Hand Shirts and Used Jeans)
CPAs are missing a simple financial principle that even children can understand. If you've asked yours about equity cycling, he or she probably said it probably won't work. If you aren't revolving your equity to your advantage, you're missing out!
Olympic Fakes
The "fakeouts" we've seen in the Summer Olympic Games are not unlike those we've seen in the mortgage industry AND in paying on our own mortgages. Are you about to make this mistake in your mortgage?
Velocity of Money and Your Mortgage
People pay attention to money, but the velocity of money is often more important than the amount of money. This article uses mortgage payment comparisons to illustrate money's velocity.
Money Merge Account - A Gilded Mirror?
a href="http://www.letyourmortgagemakeyourich.com">Let Your Mortgage Make you Rich! is a booklet of 86 pages available by instant download or pack and ship. It is an educational program that reveals several clever ways to pay off your mortgage quickly (not just using a HELOC), thus saving thousands of dollars in mortgage interest through early payoff, even if you don't have extra cash you can dedicate exclusively to your mortgage.
Three Things You Should Know About Money Merge Accounts
Mortgage acceleration, United First Financial, money merge account, MMA - what's it all about? Three facts you must understand before deciding for yourself whether the money merge account is good for you or not.
Homeowner's Insurance Basics
A primer on homeowner's insurance...how to get it, what to expect, what it covers. From the author of Let Your Mortgage Make You Rich.
When HEL Freezes Over -- Who's out in the cold with the HELOC freeze?
What does the HELOC freeze mean to homeowners? Who's in trouble and who isn't? -- from Lin Ennis, author of Let Your Mortgage Make you Rich!
BEWARE: The Last House Payment´s Hiding Something
Are you waiting for that last mortgage payment when you pay very little interest and lots of principal? That's usually not the case. This article explains why the last payment often costs 180% or more and offers a graph to illustrate it.
How to Use Your House to Pay for Your House
Using your home's equity to pay off your mortgage years earlier is all the rage. But how do you do it? Lin Ennis, author of "Let Your Mortgage Make You Rich!" gives an overview of a do-it-yourself concept, as opposed to spending thousands of dollars for a mortgage acceleration program.
Pay Your Mortgage Early or Invest Your Money?
Is it better to invest your money or pay off your mortgage early? Lin Ennis, author of "Let Your Mortgage Make You Rich!" discusses the determining factors.
Mortgage Savings: How You Pay Is More Important than What You Pay
How many ways do you know to pay off your mortgage early? Some people swear by the biweekly payment plan; others swear at it because of the fees commonly associated with it. (Biweekly payment plans are usually operated by a servicing company rather than the lender; hence the charges.) Bimonthly ...
Is the Money Merge Account a Scam? Is There an Alternative?
Money seems tricky. The rules of the game are not widely understood. That's why companies can create products to fill the gaps in human intelligence. We all like the idea of someone else doing the hard stuff, someone else doing our dirty work. Nonetheless, most of us learned a few simple rules of...
Mortgage Borrowers Voted Off Fantasy Island
Three million Americans’ losing their homes is only the beginning of the “mortgage apocalypse” created by dreamers with an instant gratification habit and lenders greedy to “hook them up.” Lin Ennis, co-author of Let Your Mortgage Make You Rich!, is irate over the suggestion of a national rescue fu...
Why You Should Pay off Your Home Earlier
If you already know that at 6%, a 30 year mortgage costs you 115%, not 6%, you're way ahead of most people. Here's an explanation of exactly how mortgage interest compounding works, and why it costs you so much. By the way, if you see this as the biggest mortgage fraud or bank fraud of all time, you...
Why You Should Avoid the Mortgage Tax Deduction
The advice to buy a house and never pay it off because you need the tax deduction is financially deadly for most home buyers. The tax deduction might be worthwhile for 1-2%--the top earners in America and similarly income-tax-structured countries. But the average Jane and John Doe need cash far more...
Three Warnings About Mortgage Early Payoff Schemes
Several vendors have recently announced programs to help people pay off their homes early. You might ask, "How many ways are there to do that?" There are a few. But when lenders obfuscate the terminology so that the tools they recommend seem exclusive to them, there seem to be more, and comparing se...
Save By Paying Mortgage Weekly?
If paying your mortgage biweekly (every two weeks) cuts about seven years off your pay back schedule, then paying weekly should cut off 14 years, right? If you find a place where that works, let me know and I’ll sign up with you! Though there are international variations in the way mortgages are ...
United First Financial Is Not a Scam But...
The company just wants to help Americans pay off their homes faster—and make a lot of money while being so helpful. So why are many people calling it a scam? There are websites about it, blogs about it and even a few forums discussing the scaminess—or not—of United First Financial. United First F...

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