Richard Geller
I grew up in Los Angeles and started my first business at age 15. I started my first successful business at age 18. That was an alarm company that I sold to some businessmen who were smarter than I was. They flipped it to Honeywell, I am told.
I have trained over 1000 salespeople and over 350 entrepreneurs in how to market and sell. I am an expert in marketing, selling and entrepreneurship.
My clients have included DuPont, IBM, several billion dollar companies, and currently about two hundred small businesspeople around the United States. You can Google my name, Richard Geller, and see a lot of what I have done. I advise you to Google anyone you are thinking of doing business with.
I have given talks at the Washington Press Club, George Washington University, and Wharton Club DC. I am widely quoted in Entrepreneur, Investors Business Daily and all over the web.
I recently authored a home study course that tells you how to save your home if you are in foreclosure, how to get your lender to reduce your bills and how to sell your house for a good price in 9 days even when "there are no buyers". Visit MortgageReliefFormula websitefor a free 25 page report packed with information on saving your home, reducing your payments (without new loans) and lowering your debts without bankruptcy.
I have trained over 1000 salespeople and over 350 entrepreneurs in how to market and sell. I am an expert in marketing, selling and entrepreneurship.
My clients have included DuPont, IBM, several billion dollar companies, and currently about two hundred small businesspeople around the United States. You can Google my name, Richard Geller, and see a lot of what I have done. I advise you to Google anyone you are thinking of doing business with.
I have given talks at the Washington Press Club, George Washington University, and Wharton Club DC. I am widely quoted in Entrepreneur, Investors Business Daily and all over the web.
I recently authored a home study course that tells you how to save your home if you are in foreclosure, how to get your lender to reduce your bills and how to sell your house for a good price in 9 days even when "there are no buyers". Visit MortgageReliefFormula websitefor a free 25 page report packed with information on saving your home, reducing your payments (without new loans) and lowering your debts without bankruptcy.
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Articles by Richard Geller
June 08, 2008
Realtors are leaving the business in record numbers. Yet, homeowners need Realtors more than ever to help them solve their problems. Realtors can make a fortune in today's falling market and this article explains 10 secrets you can use today to start making big money selling residential real estate.
January 30, 2008
If you are in foreclosure or facing mortgage foreclosure, you may have asked yourself if you should rent while in foreclosure. Or should you stay in your house even though you are not making payments?
If you are not paying your mortgage, you are piling up derogatory items on your credit report an...
January 22, 2008
This article you why new patients looking for a dentist aren't finding your website on Google. It shows you how the duplicate content penalty hurts the ability of prospective patients to find your dental practice website and what you can do about it.
January 18, 2008
If you have a home worth over $1 million that you want to sell, yet owe more than it's worth, this article gives you some important information. Mortgage short sales are possible and even desirable, but you must be aware of some special considerations that apply to you.
January 17, 2008
How will the Bush Bernanke stimulus package that is being discussed help you with your mortgage short sale? How will it help you slash your debts and start building up a savings?
January 16, 2008
Are deed in lieu of foreclosure or mortgage short sales always the right thing to try? Not necessarily! This article explains a situation when it may be a really bad idea to try either one.
January 09, 2008
I'll call him Jim. Jim's situation is that he is running out of cash. He has a negative amortization mortgage. So the more payments he makes, the more he owes on his mortgage. And his house is worth less than he owes.
Jim is looking to do a mortgage short sale. That means his lender will agree th...
January 09, 2008
I realized today that many dentists are relying upon total myth when it comes to building up their Internet marketing efforts. So let me set things right in this article: why search engine optimization is not working very well, and what to do instead.
The impetus for this article came today.
...
January 06, 2008
I run a business that helps attract leads to off-line professionals such as psychologists and dentists. What used to work no longer works on the Internet. I want to discuss what works today and how you can incorporate this information into your present website to get more patients or clients.
I ...
January 06, 2008
Experts can help you with your short sale.
But it is crucial that you don't pick just anybody. The right experts short sale services makes all the difference.
Many real estate brokers claim to be short sale experts, but they are not. They are real estate agents first, and they claim expertise...
January 04, 2008
The New Year was like a dam breaking with respect to foreclosures and homeowners looking for a way out.
I received more emails and phone calls yesterday than ever before. A lot of folks I spoke to yesterday have the following issues:
1. Negative amortization loans, where the longer they pay...
January 02, 2008
I am blessed to be in a business where I can help people a great deal, and still make money. I work with people who are in crisis in their lives and I find that they almost always over-estimate the difficulties they are in. Things are never as bad as they think they are. And I get to deliver that me...
January 02, 2008
A lot of people have written to me expressing concerns about doing a short sale.
Three major concerns actually:
1. I will just have my Realtor handle my short sale.
That can be a big mistake.
Every Realtor today claims to be a short sale expert. Yet every day many people get in touch wi...
December 28, 2007
Rising property taxes are hurting homeowners and often requiring the homeowner to either pay their property taxes or their mortgage.
In parts of California, Massachusetts, and Virginia, prices of houses doubled since 2000 and so did the property taxes collected.
A similar phenomenon in the 197...
December 28, 2007
Today's media myth is that housing prices are falling due to subprime lending.
In reality, housing prices are falling today due to no equity.
About 1/3 of homeowners own their houses free and clear. They have 100% equity.
But the other 2/3 of homeowners have lower amounts of home equity tha...
December 27, 2007
Millions of people are afraid they will owe income tax on phantom income that results when they either lose their house in foreclosure, or when they do a short sale.
This article explains why you probably have nothing to worry about, at least as far as the IRS is concerned. As always you need to ...
December 21, 2007
Bear Stearns announced their first loss in over 100 years and they blame mortgage fraud for a large measure of it. They are referring to a ring of people including a mortgage broker and even a Bear insider.
"We didn't do anything different from the rest of the industry" quotes the Wall Street Jou...
December 21, 2007
I hear from people who are very very frustrated and they will often say that they are simply going to walk away and let their house go to foreclosure sale.
This is not the best course.
I am always urging people to deal with foreclosure situations so that they don't go through to the foreclosur...
December 20, 2007
Subprime mortgages fell to 10% of mortgage loans originated in the first half of 2007. That is from almost 20% the similar period before.
This is very significant for the homeowner who wants to sell any time soon.
The real estate market is not a cash market. It's a credit market. It is fueled ...
December 19, 2007
Slavery was outlawed in the United States. But many people don't realize that debt slavery is alive and not so well today.
What do I mean by debt slavery? Let me give you three examples.
First, the credit card companies. They look at your FICO credit score and they raise your interest rates to...
December 18, 2007
When my wife was pregnant with our first child, she chose to leave a career working for other lawyers and moved home. She became self-employed and has worked from home ever since.
There is no reason that you, as a paralegal or someone about to become a paralegal, cannot work at home. You will fix...
December 18, 2007
Probably the biggest question I hear is "Richard, I have tried to talk to my mortgage company, or my credit card company, and all I get is a run-around. How can I get them to talk to me, in order to lower my payments?"
I hear this again and again. So I thought I would address this issue in this a...
December 12, 2007
"Help! Can't sell my house" -- How to sell your house in nine days from today
If you can't sell your house because there are no buyers, then you need to read this article. This article explains how you can sell when nobody's buying, and what's more, get a fair market price. And do it all in nine ...
December 10, 2007
Is a mortgage short sale possible if you have not one mortgage company to deal with, but two?
I am the developer of the Mortgage Relief Formula home study course. In my work I receive hundreds of questions from homeowners who owe more than their house is worth and cannot afford to continue making...
December 05, 2007
If you want stop foreclosure help, there are three questions you will want to answer for yourself:
1. How much would it cost to rent instead of own?
2. How much can I afford in housing costs right now?
3. Where is my equity going? Increasing or decreasing?
Notice that these are busines...
December 04, 2007
The Paulsen mortgage freeze plan will make the housing situation even worse for people in the US who are behind in their mortgage or upside down.
1. If it applies to people who are behind in their mortgage already, it will encourage people to become delinquent in order to get in on the "freeze."
...
December 02, 2007
If you owe more than your house is worth, what are your options?
One is that you can keep your home and continue making payments. Eventually inflation will increase the value of real estate and you should be okay. This may take five, ten or fifteen years but it will happen. More inflation is pret...
December 02, 2007
Do you owe more than your house is worth?
Or are you unable to make your mortgage payments?
Mortgage costs including taxes and insurance should be no more than 40% of your take-home income, at worst. Many people are paying more than this.
Your mortgage payments may feel like a crushing burd...
November 29, 2007
In a deed in lieu of foreclosure, you avoid a foreclosure by giving your property back to the mortgage lender.
But what if you have a second mortgage on your property? Is deed in lieu an option? And if it's not, are there problems with foreclosure involving a second mortgage that you should be aw...
November 28, 2007
Linda was in a bind with respect to her mortgage. Her lender was increasing the adjustable loan payment to $4700. Linda called and asked if the lender could work out a loan modification as the family could not afford the higher payments.
The loss mitigation person at the lender said "what do you ...
November 27, 2007
Nowadays a lot of people are investigating deed in lieu of foreclosure.
In this process which is also called grant deed in lieu of foreclosure, or just deed-in-lieu, you give your property back to your mortgage lender the easy way. You sign a grant deed transferring title to your lender.
In re...
November 16, 2007
Millions of people face mortgages with payments that they can't afford to make. Is this you? Or did you do what a neighbor did. He bought a home three years ago on one of those "option" mortgages, those ARM reset mortgages, and now his house hasn't appreciated at all and the ARM is resetting to a hi...
November 08, 2007
Are you looking at a foreclosure situation? This article contains important information that can help you right away.
First of all, it is very important that you not ignore the notices your bank is sending you. I know it's tempting to just throw your hands up and dodge those letters when you walk...
November 06, 2007
Getting fire insurance after your house burns down may be crazy. But people do the same thing when it comes to marriage -- they get relationship therapy when it's already too late to save their marriage.
Can premarital counseling prevent your marriage from breaking up in the first place? I think ...