Denise Richardson
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Articles by Denise Richardson
September 11, 2008
It seems we can't turn on the television without hearing one of the many jingles and commercials for "free" credit report offers. The problem is, F.R.E.E. may spell free --but in this case, free doesn't really mean free! There is a catch. In order to get that much touted "free" credit report, you must first subscribe to their credit monitoring services.
June 25, 2008
With news of corporate data breaches and identity theft hitting the papers every day, the odds are pretty good that a hacker, thief or con-artist will eventually find you. Do you have a plan of action?
February 21, 2008
Credit bureau Experian is accusing the identity theft prevention firm LifeLock, of deception and fraud. In the lawsuit, filed in U.S. District Court on Feb. 13, Experian contends that LifeLock's advertising is misleading and that the firm is breaking federal law in the way it goes about protecting consumers by placing our fraud alerts.
December 18, 2007
Last night Jim Defede and CBS4 News out of Miami, FL aired an exclusive interview with Kevin Wehner the victim of an identity theft whose picture was mistakenly released to the national news while police here were hunting for a cop killer. The Suspect had gone on a shooting rampage that left one off...
November 11, 2007
It is probably no surprise to most adults that identity theft is one of the fastest growing types of fraud. But what may be more alarming is that people in the 18 to 29 age range are the fastest growing group of victims. One need not look too far to figure out why.
Today’s young people have grown...
October 08, 2007
Over the years I've received countless letters from distressed and desperate consumers seeking much needed guidance to find the proper enforcement agency or experienced attorney that can help them with whatever consumer nightmare they've found themselves caught up in. The complaints and often heart-...
September 12, 2007
We know the importance of reviewing our credit reports on a regular basis, but what is often overlooked is the importance of reviewing our monthly loan statements.
In a nutshell, if you are paying a mortgage, student or auto loan without the benefit of a monthly statement, you could be headed fo...
September 04, 2007
Caught up in a cycle of debt that doesn't seem to go away? Learning the secrets of how to move your debt around wisely, might put you on the path to financial freedom.
Arc Systems, a leader in automated underwriting software has launched what appears to be the latest new tool on the market that p...
August 01, 2007
It’s widely reported that 79 percent of all credit reports contain some type of error. These errors can block a consumer from obtaining employment, housing or affordable interest rates and insurance premiums.
Inaccuracies can create the appearance of a consumer having "too much" credit available...
July 03, 2007
Credit cards, drivers' licenses, corporate ids, university ids, speed passes and passports now contain RFID (Radio Frequency Identification) tags. Why should you care? Because criminals have discovered that electronic devices known as Radio Frequency Readers (or Remote Frequency Readers) readily ava...
June 03, 2007
We all like to think we are in control of our lives. We feel confident that our unique identities, reputations and even our credit scores, are completely governed by our own actions. That perception is a myth – and one that can get you in serious trouble.
What if your reputation or financial sta...