Mueller Duran
Duran Mueller an expert author and credit card consultant, provides great American express credit card tips. Read more credit card articles at his credit card website.
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Articles by Mueller Duran
November 14, 2007
Finance charge and fees are prominent features of any credit card and they should never be ignored. How much will a credit card cost and in what way, credit card fees and finance charge go a long way in deciding it. To ensure that you are getting the best deal on your credit card, it is imperative t...
June 15, 2007
Prepaid credit cards are becoming increasingly popular amongst consumer to improve financial discipline and credit history. Although a prepaid card doesn't come a with late penalty because there are no repayments to be made, there are various other fees associated with them which increase the owners...
June 14, 2007
In the first part of this series we talked about five important questions that should be asked to your credit card agent. Revising the concept we find that asking about the various APR's, fees, credit limits, credit card acceptance and additional benefits that come with the credit card definitely he...
June 14, 2007
Apply for a credit card is becoming increasingly complex day by day. Though the online application form looks simple but there is lot more than filling out the basic information to get the best deal on credit card. What are the questions you should ask the credit card company or agent to achieve you...
June 10, 2007
Are you taking your student credit card debt lightly? The following points show how seriously it can damage your student life. Take a look and get serious about that student credit card debt.Credit card debt affects the studies seriously. Lack of concentration, focusing on excessive debts can lead t...
June 08, 2007
0% Intro APR credit cards are a boon for those who like to manipulate things. These credit cards allow you to save on high interest rates while the offer lasts. How can we use a 0% Intro APR credit card so that it saves us the maximum amount of money? Here are few tips to do it, but make sure you fo...
June 08, 2007
The new revamped Discover Miles card is here. Forget the regular travel reward credit card features, this offer from Discover will change your outlook towards a travel reward credit card. In this article we look at few features of the Discover Miles card which make it very special.The new Discover M...
June 06, 2007
Having multiple credit cards brings more problems than benefits to a person's life. Keeping track of multiple repayments, varying interest rates can be too overwhelming and if not managed properly can lead to late payment penalties. Procrastination on repaying the debts can lead to accumulations of ...
June 05, 2007
Prepaid cards give you tremendous flexibility and worldwide acceptance. With the financial discipline they promote, prepaid cards have become a popular tool to improve credit history. In this article we take a look at the benefits and fees associated with All Access® Prepaid Visa® Card.The All Acces...
June 01, 2007
With a bad credit and less than perfect credit history, getting a credit card with competitive features is not that easy. In this article we take a look at the 5 major drawbacks that come with a bad credit credit card. 1. High APR With a bad credit credit card the interest rates are reasonably highe...
May 31, 2007
A credit card with high interest rate is bleeding you white, and you find that there are other credit card offers with significantly lower interest rates. You simply want your credit card company to lower the interest rates, but how to approach them? Here is a 3 step proactive approach that will sol...
May 31, 2007
Rising gas prices are constantly consuming a large part of our budget, and in an effort to limit the effect of this expense people take refuge in gas reward credit card. By, simply applying to one they feel that they can save a lot on gas purchases by way of cash back and other benefits. Are they co...
May 30, 2007
Credit card companies have been providing reward programs that return a percent of cash back to the customer on his valid purchases. In this article we take a look at the most popular cashback reward offers from leading credit card providers.Chase Business Rebate Card gives a 3% Cash Back for purcha...
May 30, 2007
There are a lot of student credit cards offers floating around in the market. Coming from all kinds of financial institutions, these credit cards provide different benefits. Discover® Student Tropical Beach Card with its stunning designs and exceptional benefits stands out from the crowd. Why should...
May 29, 2007
Credit card companies charge various fees for credit card usage. These fees are important for the consumer as they increase the ownership costs of the credit card. Knowing these important fees types will help a consumer choose the right credit card in a better way. The most important fees associated...
May 29, 2007
Almost, every credit card advisor worth his salt will tell you to read fine prints carefully before deciding on the credit card. Despite all the explaining this fact is often overlooked. How fine prints can affect the ownership of credit card? This article takes a look at the murky credit card world...
May 28, 2007
Business reward credit card offer a lot to the small business in terms of savings, cashback, business travel, hotel stay, insurance, protection and other facilities. But, how do you get the most out of your business credit card? Strange it might sound, but the fact is that most of the small business...
May 28, 2007
Do you need credit card debt consolidation? When confronted by this question majority of us will simply say no. But, the stark reality is that more and more people are consolidating their credit card debts to avoid falling into a debt trap and tarnish their credit history. What are the indicators th...
May 28, 2007
Credit card agencies when find excessive default in repayments and debt burden increasing with their client, refer the matter to a credit collection agency. This agency specializes in recovering debts. The usual process is that the credit collection agency starts calling you about the debt and its r...
May 28, 2007
Credit history and credit score if good can get us good loans and credit cards at better terms. We make a lot of efforts to remain in good books of credit rating agencies. But little things such as those listed in this article if not taken care can do serious damage to a person's credit history. Mak...
May 26, 2007
Lots of people argue that there should be no credit cards for students for the simple reason that they are not responsible enough and can land in huge credit card debt. This fact can be true to a certain extent but credit cards help the students tremendously during their student life. This article t...
May 26, 2007
You applied for a loan or credit card and a few weeks after were shocked to see a rejection letter in your mailbox. What went wrong? The letter says your credit history isn't perfect to get you that loan. What to do now? Don't panic. These three simple steps can get help you deal with the credit bur...
May 24, 2007
An emergency situation caused a huge credit card debt in your name and now the collection agencies nag you all day for recovering the money. What to do in such a situation? Situation is no doubt bad but all is not lost, it can be stopped from getting worse if you follow these steps.
Don't shy away ...
May 24, 2007
Credit card debt comes from improper use of the credit cards. Though, built for our convenience the credit card drives a big number of people into credit card debt. Credit cards on their own cannot drive anyone into difficult financial situation, its how you use them matters the most. Some people us...
May 23, 2007
Imagine a credit card that has the picture of your loved pet with stunning design. Won't you like to gift this credit card to your pet? No more waiting the Bank of America - Pet Rewards Visa Card is here. Designed specifically for pets, this Visa card brings a host of rewards for your pet and that ...
May 23, 2007
Credit card companies, in an effort to increase their client base provide credit cards with rewards. Reward cards as they are known bring cashback, shopping discounts, insurance, travel discounts, hotel discounts and discounts on business expenses etc. However, it takes more than a casual effort to ...
May 22, 2007
The importance of a good credit score can never be understated. Whether you want a loan with low interest and large amount, a gold or platinum credit card, mortgage at good terms, car loan at cheaper rates or simply have a good financial credibility -- none of it can be achieved without having a goo...
May 22, 2007
What can a business credit card do for your business? If perplexed by this question... read on. This could be the most vital financial tool your business will ever need. The following reasons will convince any small business owner beyond doubt about this fact.
1. Build a positive credit history for...
May 21, 2007
Credit card agents fill in a vital gap between credit card customers and banks. Their job is to present true facts and benefits regarding various credit card services offered by bank to consumer in an easy to understand way. But how to find the right credit card agent? Look for the following 5 esse...
May 21, 2007
The alarming rise in credit card debt is causing sleepless nights of a good number of people in USA. Why do we fall into credit card debt trap? Over-borrowing, slack financial discipline, late repayment and not keeping track of credit reports might come as the most important reasons to the average m...
May 18, 2007
Credit history, credit score, credit report-- these words will greet you sooner or later when you apply for a loan, mortgage, rent an apartment, apply for a job, or last but not the least apply for a credit card. Efforts towards building a good credit history should begin early, right from the stude...
May 18, 2007
Business, small or big are increasingly depending on business credit cards for various financial activities related to the business. The ease, manageability and savings they bring to any organization makes them indispensable. Getting the right business credit card for your small business is not a bi...
May 16, 2007
Gone are the days of long queues, lengthy paperwork and running from bank to bank, just to get a credit card. The online way is here. Forget all the hassles, all that you need to get a credit card and more can be done using a computer and internet, right from the convenience of your home. There are ...
May 15, 2007
Contrary to popular perception, credit cards do not have drawbacks with them. Credit cards are for our convenience. They are great financial tools which, if used correctly promise a good financial future. What should one do so that the experience of owning a credit card remains good and prosperous? ...
May 09, 2007
If an unmatched business credit card with fee free membership reward program, from one of the leading credit card providers in USA is your priority, the Platinum Business From American Express is the right credit card for you. Backed by unmatched service and professionalism of American Express t...
May 09, 2007
Having negative entries in your credit card report? Looking for a credit repair agency to wipe out the blemishes. Stop! You could be heading for trouble. The three reasons listed in this article will open your eyes to the credit repair fraud. Read on to know how the credit repair companies are ri...
May 08, 2007
People with bad credit or poor credit are often face difficulties in obtaining a credit card for bad credit. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credi...
May 03, 2007
1. Visa stands for Visa International Service Association. The company consists of six different entities. Each segment focuses on one particular geographical area, providing offers and meeting regulations that vary from region to region. 2. There is a huge variety of credit cards suited both to th...
May 02, 2007
A life without credit cards is unimaginable. But, people with bad credit face a lot of rejections when the apply for credit cards. This humiliating experience can be quite taxing. It's not that credit card companies don't issue credit cards to bad credit people, they do. But, finding the right cr...
May 01, 2007
1. Cash back credit cards
Want to earn cash as you spend? The Blue Cash from American Express® gives Up to 5% Cash Back with Unlimited Cash Rewards and offer to Earn unlimited cash back.
2. Credit Card with Cash Rebates
Amex Blue Cash for Business gives Up to 5% cash rebate, Platinum Business C...
April 30, 2007
The average credit card debt on American household is rising every year. The credit card debt statistics showed that in the year 2002 average credit card debt, on an American family having at least one credit card was roughly around $9000. No doubt, this problem is gaining epidemic proportion and th...
April 29, 2007
Have you consolidated your credit card debts, and find that things are still getting worse? A lot of people consolidate their credit card debts. The idea is to repay the debt back with simpler interest rates and monthly payments to a single credit card company. But, how many of them repay their debt...
April 26, 2007
The monthly credit card bill might be Greek to someone who is not familiar with the credit card terminology used on it. To make sure that you understand the documents properly seven important credit card terms are explained below.
1. Amount due / Due Amount
This is the minimum payment due per mon...
April 24, 2007
Finding it difficult to cope with your credit card debt? Harassed by your credit card company? Look no further the 3 quick tips listed below will help you get over your credit card debt with ease. Yes, we all know that having a credit card debt or any kind of debt can be very taxing on the menta...
April 23, 2007
As the dependence on credit cards is growing, new areas are finding the convenience offered by them simply too irresistible. Businesses, small or large are increasingly using credit cards for their monetary transactions. Keeping this in mind credit card companies are issuing credit cards which ar...
November 30, 1999
1. Use the credit card only when absolutely essential. Pay your regular expenses by cash or a debit card. This will help you budget and not go overboard with credit card debt.2. Follow repayment schedules like religion. Don't miss out and invite late payment fees, increased APR rates and blocked rew...