If Your Bills are Past Due and Your Credit Crunched, Do This First
In July the top three worries were energy costs, an overall lack of money and the high cost of living. As of October, inflation, health care costs and too much debt also joined the list. Not surprisingly, a record-high 35 percent of Americans say the will spend less on Christmas gifts this year than they did last year, Gallup reports.
For many, however, financial worries do not revolve around how much to spend on holiday gifts, but how to keep making ends meet each month. Past due bills, maxed out credit cards and loss of income are among the problems facing those who are seriously crunched financially.
If you are currently in financial trouble, your first instinct may be to panic or succumb to anxiety, but this is perhaps the worst thing you could do.
The more you allow fear and panic to cloud your world, the more reasons you will find to be unhappy -- and the more your life will respond to make that feeling a reality. The only remedy, even when your financial situation seems daunting, is to release your negative feelings and get into a positive place.
You see, it´s only when you´re living from a place of positive calm that you´ll be able to follow your intuition and make the right financial decisions for you and your family.
The First Step to Getting Your Finances Back on Track
Your emotions create your thoughts, and your thoughts either put you into action or prevent you from acting. This is why it´s imperative for you to get your mind in the right place.
"When we are facing a crisis, we tend to react instead of act, and our reactions are often based on what was and what has not worked in the past," says Hale Dwoskin, CEO and Director of Training at Sedona Training Associates. "Often we make the problem worse through our reacting."
The solution? Anytime you find yourself feeling panicked, stressed or anxious about your financial situation, welcome the feelings and then use The Sedona Method to let them go.
"When we allow ourselves to briefly pause in order to let go, we find that we have more inner calmness and clarity, which dramatically supports our ability to act more effectively," Dwoskin says. "It also helps us to make the right choices as opposed to the reactive choices. This often ends up saving us a lot of money, time, energy and heartache. You will also find that you are a lot healthier and happier through the process."
This Free Sedona Method Financial Stress Release will give you an idea of what Dwoskin is referring to. Please use it for yourself and pass it along to your friends and family who also want to dissolve their financial stress for good.
"A great way to release in action is to simply welcome whatever you are feeling in this moment and also welcome any wanting to change the way it is and the way you feel about it," Dwoskin says. "This can easily be done in the moment when you need it the most."
The more you release, the more you will remember that ultimately you are much more than your financial situation, and you can be happy no matter what is going on with the economy. At the same time, the steps you need to improve your finances will become abundantly clear when you let go.
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