RIGHTS IN A CAR ACCIDENT BY FORT WORTH ARLINGTON PERSONAL INJURY LAWYER SPECIALIST ROGER WALTON

www.rockywaltoninjurylawyers.com

Always keep in mind that insurance companies are in business to make a profit. They want to hold on to as much of "their" money as they can. Here are some of your rights in a Texas car accident case:

> If the insurance company doesn´t offer a fair amount on your liability injury claim, the only remedy is to file suit.

> You have a right to hire or consult an attorney on any and all legal issues, even issues dealing with your own insurance companies.

> You have the right to refuse to give a recorded statement to the other person´s insurance company.

> You have the right to refuse to sign authorizations for medical, employment, or other information.

> If your car is not totaled you have the right to a rental car similar to your car from the day of the crash for a reasonable time for your car to be repaired.

> If your car is not totaled you have a right to select where your car is repaired.

> If your car is not totaled you have the right to reduction in market value of your car after the repair is done.

> If your car is totaled, you have the right to buy the salvage for the price that the insurance company allowed to calculate your loss.

> You are automatically entitled to at least $2,500 in personal injury protection (PIP) coverage if you did not sign a rejection, regardless of whether you paid for the coverage.

> You can use PIP for medical expenses and 80% of your lost wages. You can buy it in limits of $2,500, $5,000, and $10,000. Some insurance companies also have limits much higher.

> Your insurance company should not pay PIP directly for your medical bills unless you sign an assignment with that medical provider.

> You have the right to be compensated for past and future reasonable medical bills, loss of earning capacity, pain and suffering, mental anguish, loss of household services, disfigurement, loss of enjoyment of life, and other related damages.

> If you are a passenger in a vehicle, you have the right to make a claim against the driver of the car you were in if the driver was negligent, even if that person was a friend, relative, or family member with whom you resided.

> If you were injured by an intoxicated driver, the business that served the person alcohol may be liable for some of your damages.

> If the other driver was working for his employer at the time of the crash, the employer would normally be liable for your damages.

> If you are passenger in a car where the driver of the other car is at fault, you can make a claim for damages against the driver of the other car, plus the UIM coverage on the car in which you were riding, plus your own UIM coverage.

> Your health insurance company is obligated to pay for your medical treatment even though it is a car wreck and a "third party claim."

> You are entitled to loss of earning capacity damages even if your employer paid you wage continuation benefits.

I have been dealing with car accident issues for many years and have been a recognized specialist in personal injury trial law for over 14 years. My firm and I are rated AV which is the highest rating in legal ability and ethics and my firm is listed in the Bar Register of Preeminent Lawyers, which contains only the top 5% of all law firms nationwide in all areas of law. We work hard on our cases and keep our clients very informed by email and other means.

www.rockywaltoninjurylawyers.com 888-ROCKY-88 rwalton@rockywalton.com