Why You Should Purchase a Home Warranty, by Cathie Marples, Expert California Real Estate Broker!
Holmes Publications
August 20, 2009
MarplesTeam.com
Whether you don the role of a seller or buyer of a home, a home warranty is of utmost significance. It is a protection against economical loss and provides immense peace of mind. Purchasing a home warranty in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg is hence worth all the effort and the cost. If you have employed a real estate agent in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg he will certainly advise you to purchase a home warranty.
What is a home warranty?
A home warranty is a plan that proffers the owner´s property, protection from unforeseen breakdowns of electrical, plumbing, heating and air-conditioning installations as well as dishwashers, stoves, ovens, garbage disposals and water heaters.
Most Home protection plan offering companies also provide optional coverage of Jacuzzis, swimming pools, spas and hot tubs on payment of extra amounts. The protection however is not extended to damage that exists prior to taking the policy. Some companies charge a service charge each time they send a technician for making repairs.
Why should you purchase a home warranty in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg?
It is beneficial to the seller to purchase a home warranty because it raises the sale value of the house in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg by making the house more attractive to the buyer. A home warranty gives the buyer a more solid assurance that the plumbing, heating and electrical components of the house have no blips and in case any arise in the future within a year or so they will be taken care of by the home warranty company.
It also saves the seller from losing money on repairs after his escrow closes. It saves the seller from the hassle of a law suit by the buyer. Possessing a home warranty can also help you get a loan from lenders as they usually ask for complete insurance coverage of your home.
Your home insurance is not as comprehensive as a home warranty because often the home insurance policy does not cover problems like mold infestation, damaged plumbing, heating and electrical systems etc. The home warranty will cover your repair expenses only if damage to the home systems occurred on their own without any negligence on your part.
A home warranty becomes imperative when the home in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg is older than ten years and its heating, plumbing and electrical equipments etc are original. Such systems stand more risk of malfunctioning. If the home systems are subject to heavy use opt for a home warranty.
Always read the home warranty contract well to understand what is covered and what is not, before you purchase it. A buyer can purchase home warranty if the seller does not purchase it.
There is a lot of free information available to you about buying, selling or investing in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg real estate. For complete information about the Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg real estate market including sellable homes, property values and more please visit the most complete website online dedicated to Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg real estate at MarplesTeam.com. I will be glad to answer your real estate or mortgage related questions. Call me at my office at (925)634-7774 or email me at instantresponse2@marplesteam.com.
Best Regards,
Matt Marples
Operations Manager
Cathie Marples
Broker/Owner
Marples & Associates Realtors
(925)634-7774
instantresponse2@marplesteam.com
MarplesTeam.com
Whether you don the role of a seller or buyer of a home, a home warranty is of utmost significance. It is a protection against economical loss and provides immense peace of mind. Purchasing a home warranty in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg is hence worth all the effort and the cost. If you have employed a real estate agent in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg he will certainly advise you to purchase a home warranty.
What is a home warranty?
A home warranty is a plan that proffers the owner´s property, protection from unforeseen breakdowns of electrical, plumbing, heating and air-conditioning installations as well as dishwashers, stoves, ovens, garbage disposals and water heaters.
Most Home protection plan offering companies also provide optional coverage of Jacuzzis, swimming pools, spas and hot tubs on payment of extra amounts. The protection however is not extended to damage that exists prior to taking the policy. Some companies charge a service charge each time they send a technician for making repairs.
Why should you purchase a home warranty in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg?
It is beneficial to the seller to purchase a home warranty because it raises the sale value of the house in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg by making the house more attractive to the buyer. A home warranty gives the buyer a more solid assurance that the plumbing, heating and electrical components of the house have no blips and in case any arise in the future within a year or so they will be taken care of by the home warranty company.
It also saves the seller from losing money on repairs after his escrow closes. It saves the seller from the hassle of a law suit by the buyer. Possessing a home warranty can also help you get a loan from lenders as they usually ask for complete insurance coverage of your home.
Your home insurance is not as comprehensive as a home warranty because often the home insurance policy does not cover problems like mold infestation, damaged plumbing, heating and electrical systems etc. The home warranty will cover your repair expenses only if damage to the home systems occurred on their own without any negligence on your part.
A home warranty becomes imperative when the home in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg is older than ten years and its heating, plumbing and electrical equipments etc are original. Such systems stand more risk of malfunctioning. If the home systems are subject to heavy use opt for a home warranty.
Always read the home warranty contract well to understand what is covered and what is not, before you purchase it. A buyer can purchase home warranty if the seller does not purchase it.
There is a lot of free information available to you about buying, selling or investing in Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg real estate. For complete information about the Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg real estate market including sellable homes, property values and more please visit the most complete website online dedicated to Discovery Bay, Brentwood, Oakley and Antioch and Pittsburg real estate at MarplesTeam.com. I will be glad to answer your real estate or mortgage related questions. Call me at my office at (925)634-7774 or email me at instantresponse2@marplesteam.com.
Best Regards,
Matt Marples
Operations Manager
Cathie Marples
Broker/Owner
Marples & Associates Realtors
(925)634-7774
instantresponse2@marplesteam.com
MarplesTeam.com
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