HEALTHCARE REFORM + PERSONAL RESPONSIBILITY = LOWEST COST & BEST SOLUTION

Dr. Michael Mercer
Health care reform is a hot topic in Congress. Also, Obama advocated a Responsibility Society begin in the U.S. Finally, a responsibility expert figured out how to combine health care reform with increasing personal responsibility to solve two huge, expensive problems.

Dr. Michael Mercer, a psychologist and expert on personal responsibility claims the results of his proposal will include "healthier Americans, lower health care costs, plus rewarding of personal responsibility."

Here is Dr. Mercer´s proposal to achieve fantastic health care reform through rewarding personal responsibility. "Each time a person goes for health care treatment, two actions will occur," recommends Dr. Mercer of Barrington, Illinois. "First, the physician will take key health care measurements, e.g., height, weight, body mass index (BMI), and blood pressure. Second, patients will pay their own money for a percentage of the cost, based on their health measures." He suggests, out-of-pocket healthcare costs for a patient with

> healthy measurements might result in only 0 – 25% co-pay by patient

> average health measurements result in 50% co-pay

> lousy health measurements results in 75 - 100% co-pay

Health care out-of-pocket cost, for instance, for an obese patient will be a more hefty percentage than someone with healthy weight. A patient with high blood pressure will pay a higher percentage than someone with normal blood pressure. Someone who drank himself into alcohol problems will pay a bigger percentage than someone who was more responsible.


"This health care reform will work wonderfully," forecasts Dr. Mercer, "because it finally makes people financially responsible for their health measurements. Responsible people will be healthier, need less health care, and pay less for health care. In sharp contrast, irresponsible people who fail to improve their health measurements will remain sicker, need more health care, and get zapped for a higher percentage of their health care bills."

Since people hate paying their money, many people with unhealthy measurements finally will take personal responsibility for improving their health measurements. For instance, an obese patient will have a financial incentive to eat healthy, exercise, and lose weight.

Centers for Disease Control (CDC) researchers found obese people use 40% more health care dollars than non-obese people. People who made themselves obese through acting irresponsibly – e.g., unhealthy eating and not exercising – are responsible for giving themselves their resulting, expensive health problems. These problems include high blood pressure, heart problems, and diabetes.

Obviously, urging by Presidents and politicians failed to lower health care costs. But, using his proposal, Dr. Mercer predicts, "The U.S. will produce wonderful improvements financially and personally by directly linking personal responsibility with health care reform."
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