Steel Building Commercial Insurance Claims Property Loss by Robert Green Texas Storm Damage Expert

www.AlltexCommercial.com

Steel has become a very popular building material for commercial and industrial buildings. In fact, 80-90% of industrial buildings are metal, which includes steel and aluminum. Its stable, has a wide design flexibility, and high energy efficiency. Warehouses, professional offices, retail and industrial buildings, and government and school complexes are all commonly constructed with metal.

After a strong Texas storm with high winds or baseball sized hail, it´s important to assess if there is any damage done to a metal building. Metal roofs have panels with ridges for strength in between. Large hail stones, such as the kind reported in Texas each year, bends ridges, compromising the structural integrity. Sometimes the panels will be peeling and patches won´t work properly if the underlying issues aren´t addressed first.

Making a claim on the insurance policy may seem tedious and the settlement you receive, inadequate. Here are some tips on how to improve the process, getting your repairs made and paid for more thoroughly:

7 methods for Better Insurance Claim Recovery:

• Make sure response if fast. Get at least some kind of emergency cover-up on the damage into place. Even a tarp will help contain leaks until a better patch can be applied.

• Document! Video recordings, photos, and notes…thoroughly document every area that has sustained damage.

• Mitigate your losses. You have a responsibility to do what you can to prevent additional damage from happening. Your policy likely specifies this and your settlement will be harmed if you don´t take measures to do so.

• Obtain a complete, accurate, computerized Scope of Work. This should be detailed and articulate all necessary repairs.

• Get an on-site joint inspection with the Adjustor. Make sure you are properly represented with someone knowledgeable. The insurance adjustor will be working for the company´s interests. Make sure yours are covered too.

• Don´t skip the follow-up. Answer calls. Check back on promised work or information.

• Complete the repairs. Make sure the job gets done, all the way to the finishing work.

Most buildings that have sustained exterior damage will also have an affected interior. Make sure the inspection looks at "hidden" damages, such as drywall, wiring, plumbing, the foundation, etc. In a hot and humid area like Houston, mold and mildew accumulation is an issue as well. Metal panels and bent ridges let water in, creating damage that may not be immediately visible. Problems lying under the surface can cause property owners a lot of additional stress and worry. Having a storm damage expert present at the inspection and supervising the repairs can result in peace of mind and a faster return to business. To find Storm Damage Expert for commercial buildings areas, visit www.alltexcommercial.com or call 866-921-5715.