Will Removing Private Insurers Make It Better?

Insurance companies try to convince the consumer that they have their interest at heart and act as though they are an ally of health care professionals in the provision of medical services. Insurance companies are interested only in the profits of their shareholders and bonuses for the top executives, but there maybe one or two out there that actually care for their consumers.

Insurance companies have the double edge sword to undermine the consumer through underwriting and outright cheating in not paying for certain procedures. Then turn on the health care professional by paying only a small percentage of the actual cost. This is a huge savings that provide millions of dollars for their company and lobbyist to continue to control their profits.

Most people believe that access to health care is a right. As a society then it becomes our responsibility as a country to provide health care service to all. To effectively deal with the excessive spending in healthcare, we need to completely revisit the model of delivery. In order to do this, private insurance companies must be eliminated from the equation. The profit motive for the middle man is thus removed and the system is relieved of the costly burden of greed.

A reality to this maze of confusion is that the insurance companies are more experienced to handle a health care plan to fit everyone. Through shared loss. The underwriting can be made simple and direct without any benefit being denied. Then look at pricing of fair pay out to the providers of health care. Have all insurance companies participate to insure the masses of society.