Money Merge Account - A Gilded Mirror?

I get a lot of questions about the money merge account offered by United First Financial, so let me try to clear up some of the confusion right here.

Many early-mortgage-payoff programs are based on the concept of using your house to help pay for your house. It's an idea that was first implemented in Australia over 20 years ago. The technique uses a home equity line of credit (HELOC) in a kind of money cycling to your advantage rather than to the bank's.

I'm not an expert on the money merge account, having never used it, but I have studied it, talked to several representatives (some of whom are customers of Let Your Mortgage Make You Rich!), and written extensively about the MMA. The primary complaint I've always had about United First Financial's money merge account is its cost - $3500. My secondary complaint is that many people associated with the company obfuscate the simplicity of money cycling to make it sound like a person needs $3500 software to save on their mortgage. (Their very own website says you don't need the MMA to employ this technique.)

Here's how I see it: The fancy software developed for millions of dollars by a rocket scientist is like a gilded mirror. It's beautiful, sleek...expensive. But it doesn't make your hair look any better than the hand-held mirror in your bathroom does!

In either case, you still have to do the work.

In either case, to be successful in rapidly reducing your mortgage term, you need to follow instructions.

In either case, to be successful in saving on mortgage compound interest, you need to follow instructions.

In either case, if you go hog wild spending just because you have full access to your home's equity, you'll mess up your finances.

So if you need something really fancy, or believe something is automatically better because it costs 36 times as much as another program, then you need to run to United First Finacial and buy their program. I've linked their website at the top of this article to make it easier for you. Some people just need to prove they can afford expensive stuff, even software.

But let there be no mistake, pulling back the smoke and mirrors and revealing word-for-word, step-by-step how to reduce your mortgage and save tens of thousands of dollars by paying off your home years sooner is not rocket science. With the instructions in Let Your Mortgage Make you Rich! I am confident a 12-year old could save money on his or her mortgage.

Putting a crow in a gilded cage won't make it sing any sweeter. Putting your confidence in $3500 access to a software program will not help you substantially more than simply learning how money works will help you. In fact, it may not help you as much. Let Your Mortgage Make you Rich! empowers you with information you can use over and over on many kinds of purchases and investments for the rest of your life!

(And by the way, your hair looks fine.)